About paySmart

paySmart is a Fintech that allows any company to become a digital bank. We are a payment processor that empowers Issuers and digital wallets, always with a mindset of simplicity and efficiency. In the Issuer’s complete processing model, or via BIN Sponsor, or with EMV services, paySmart® technology is present in more than 27 million devices, in 5 countries. From the issuance of cards and bracelets to the provisioning of phones, including transaction validation, key management, data preparation, card and cell phone applications, NFC, PIX and QR Codes, paySmart® technology makes the daily lives of millions of people simpler, cheaper and safer. In 2020, paySmart received the Great Place to Work Certificate (GPTW)  for its good practices in people management and was also selected by the Scale-up Endeavor, the largest support organization for high-impact entrepreneurs in the world.

With paySmart APIs, it is easy to issue physical or digital cards and connect your digital wallet to the worldwide payments ecosystem. How about a physical or digital cash-out card, with or without contact, national or international? And if you are not an Issuer yet of any flag, or do not have your own digital wallet, you can use our BIN Sponsor and Payments Account "White Label" solution and set up your own digital bank, practically from te beginning.

+ than 27 millions

Of devices (between physical cards, wristbands and cell phones) with paySmart® technology

Our Solutions

Omni-channel

In paySmart, we believe in the omni-channel concept, that means that payment must happen in all channels and that multiple payment methods – including cards, cell phones, wristbands, cash and crypto-coins – will coexist. We believe that it is not the Issuer’s duty to impose a preferred mechanism for its clients but to empower them with multiple paying ways.

APIs as a service

In paySmart, we believe that payments should be quick, simple and secure. With the paySmart cloud processing model, Issuers do not need to purchase hardware, software, or take risks alone. Just use our APIs to perform the main services you need to operate a digital bank. Always at low cost – thanks to efficient operation and a highly scalable model – and class A support.

Why are we different?

We believe that processing transactions for Issuers can be simpler than what the market has been able to do.

We decided to use our many years of experience with EMV to create a new processing experience for Issuers.

A ideia is that with a lean but well-executed “menu”, we can solve most of the problems of our Issuers. And we have done this in a simpler, faster, cheaper and safer way than the traditional market.

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+55 51 3221-4879 +55 51 3227-2814 +55 11 4564-7678